At Smarr Insurance, we believe your home, car, and personal belongings deserve more than generic protection—they deserve care that reflects how much they mean to you. That’s why we offer Property & Casualty Insurance tailored to fit your life. Whether you're recovering from a storm, an accident, or a liability issue, we’re here to make sure you're not facing it alone.

From homeowners and renters insurance to auto coverage, we help Warrensburg families stay protected with policies designed around real-life needs—because peace of mind isn’t just a luxury; it’s something everyone deserves.

We know that owning a business means putting everything on the line—and we believe your protection should reflect that kind of dedication. Our Commercial Insurance solutions are built to protect what you’ve worked so hard to build.

From general liability and workers' compensation to property and cyber liability coverage, we help Warrensburg businesses stay secure through every stage of growth. Because when your business is protected, you can focus on your mission, your people, and your future—with confidence that we’ve got your back.

Farming is more than a job—it’s a commitment to the land, to your family, and to your community. At Smarr Insurance, we’re proud to support the people who grow our food and fuel our local economy.

Our Farm Insurance policies are designed to cover what matters most: your land, your equipment, your livestock, and your livelihood. Whether you're facing unpredictable weather, equipment breakdowns, or liability risks, we’re here to help you stay resilient. Because we believe in protecting the backbone of our region—one field, one barn, one family at a time.